Whether you sell online, or take phone or mail orders - Orbital® Virtual Terminal is your control panel for fast and easy payment processing for key entered transactions. The Web-based Orbital Virtual Terminal application performs the processing functions of a physical POS terminal and much more, for our merchants. The typical point-of-sale terminal is the preferred device to initiate sales, refunds, reversals and voids - but that’s about as far as it goes. The proprietary Orbital Virtual Terminal provides the functionality needed to accept credit cards, plus a full set of payment administration tools. Orbital Virtual Terminal eliminates the need for added hardware and a dedicated phone line. To begin accepting credit cards in as little as 48 hours, all you need is an Internet connection and a web browser - it’s that easy.

We provide service, support, processing, technology, billing and customer care with the needs of financial institutions in mind.

Ready Assistance

A team of specialists is ready to help you get started and assist you with any operational problems. They are available and waiting 24 hours a day, seven days a week.

Customer Support

A toll-free hotline is available to answer your questions regarding any aspect of the product.

Fraud Prevention

Currently the system supports address verification and CVN fraud verification services’ the industry standards in fraud protection.

Automatic Settlement

At the time of set-up, you can elect to have captured transactions “auto settled” at the end of each day.

Detailed Transaction Information

All transaction detail is readily available to help with customer inquiries, with the ability to track users and other research needs.

Features and Functionality

Web-Based Browser Simplicity - With our Web-based virtual terminal you can simply collect orders off your web site(s) or accept telephone or mail orders, then log in to the Orbital Virtual Terminal to initiate card authorizations, settlements, refunds, etc. No additional hardware, phone lines or other technical integration is required.

Transaction Management - With Orbital~s Merchant Selectable Response (MSR) tool you can configure the system to select certain response codes for transactions that you wish to auto-decline. MSR allows you to select certain Address Verification Service (AVS) or Card Verification Number (CVN) codes, such as an AVS Code G (No Match At All), and will automatically decline those transactions giving you an M1-Merchant Override€ response. This functionality can be set up and changed at the admin level by the merchant.

Advanced Transaction Security - Three tiers of system access allow users to be authorized for differentlevels of access:

Authorize

Authorize and settle

Authorize, settle and refund

Transmission of your data is protected with 128-bit encryption using the recognized industry-standard Secure Sockets Layer (SSL) protocol.